Health Insurance Plans for 2023
Ryan & Ryan Insurance Brokers, Inc. is the Ulster County Regional Chamber of Commerce’s insurance partner, offering plans for individuals, sole proprietors & businesses from every insurance carrier in the region, including health & life insurance, business property & casualty and personal lines.
Yvonne is eager to assist with quotes, enrollment & all things health insurance, including qualifying events, COBRA, ACA Compliance, Health Funding Accounts, subsidies and more. Click here for an individual consultation.
2023 Small Group Health Plans
Small group plans are available 2023 employers with at least one employee, that is not an owner or spouse of an owner, enrolled in a health plan. Group rates change quarterly, but lock in for 12 months once coverage is bound
Click here for 2023 MVP Small Group plans
Click here for 2023 CDPHP Small Group plans
Click here for 2023 Delta Dental (through CDPHP) Small Group plans
Click here for 2023 NYS of Health Group Exchange plan quotes with potential tax credits
Click here for 2023 Vision Small Group quotes
Click here for Group Life quotes
Click here for Group Telemedicine plans
Click here for Group Payroll quotes -NEW!
Click here for Accident/Sickness plan quotes
*other carriers available including Aetna, United HealthCare, Guardian, VSP & more
2023 Healthy NY Small Group Plans
Click here for low premium-subsidized Healthy NY plans for new or existing businesses that have not offered health benefits to their employees for more than 12 months.
*Includes income, contribution, and eligibility requirements.
2023 Individual Health Plans
Available to individuals and families, including premium subsidies, low-cost young adults (to age 30), and child-only plan options.
Click here for ICHRA (Individual Coverage HRA quotes) - NEW!
Click here for 2023 MVP individual health plans
Click here for Individual VSP Vision plans- NEW!
Click here for 2023 NYS of Health Exchange quotes
Click here for an Individual Life Insurance quote
Click here for an Accident policy quote
Click here for Child Only plans *up to age 21 years
Click here for Telemedicine plans
Click here for Individual Delta Dental plans- NEW!
2023 Medicare Advantage/Supplement Plans
Click here for Group & Individual plan quotes, including MVP, CDPHP & United Healthcare Enrollment for Individual Medicare plans is available for all newly eligible to Medicare. Open enrollment for 2023 is October 15th through December 7th.
Small Business Property & Casualty Plans
New York State Disability Benefits Law (DBL)
New York Paid Family Leave (PFL)
All NYS employers with one or more employees are required to provide DBL and Paid Family Leave (PFL) insurance for their employees. The Disability Benefits Law provides benefits for disabilities due to non-occupational injury or illness.
All NYS employers are required to carry workers' compensation for their employees. For-Profit Businesses Workers' Compensation Coverage Requirements (ny.gov)
We’re ready, willing and able to help you with all of your business insurance needs. Contact below for an individual consultation.
Farm & Agriculture Insurance Plans
Personal Lines Plans