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Visit our sponsor! Click on the logo below The Ulster Chamber, by forming a group of companies into one group, is able to offer members participation in a variety of insurance programs at reduced group rates. We offer traditional HMO plans and other health insurance programs from two leading providers: HMO 25/40 HMO 25/40 Rider EPO 25 EPO 25 Rider High Deductible PPO High Deductible PPO Rider HMO 20 HMO 20 Schedule of Benefits EPO 25 EPO 25 Schedule of Benefits High Deductible EPO High Deductible EPO Schedule of Benefits Preferred Prescription Rider Chamber Overview of All Plans, Riders & 2008 Group Insurance Rates  0-1 employees 2+ employees Administrative Notes An accident & Sickness Plan in conjunction with Elite Programs, Inc. is also offered. Two dental insurance plans are available from First Ameritus and Healthplex. A long-term disability plan by Employer Trust is also available to members. Contact the Chamber office for more information on these plans.